Payment Processing Developer Guide

From Cloud9 Payment Processing Gateway Documentation
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Cloud9 Payment Gateway Documentation. This site can also be reached at http://docs.cloud9paymentgateway.com

Overview

This section is under construction. Please contact us directly @ 561-392-9606 x 701 for information on limited Cloud9 release.

Environment & Client Options

Being a cloud based system, Cloud9 has few restrictions on the integration options. The following are some of the possibilities:

  • Windows
  • Unix/Linux
  • Android
  • iPhone
  • OS X
  • Custom

Services

Cloud9 Payment Gateway

Cloud9 is essentially a multi-merchant/multi processor switch. Cloud9 reduces the complexity of direct processor and payment terminal programming, certification and compliance by presenting a simple unified interface to the developer with numerous interface options. The core communications are conducted via TLS/SOAP/JSON with wrappers in C/C++/Java, if desired.

Back-Office Reporting Gateway

Cloud9 has a full suite of Back Office Reporting, which can be extended and scripted.

Payment Device Controller (PDC)

Optional Payment Device Controller (PDC) hides the complexity of low level communications with the payment terminals and adds Offline Store & Forward functionality, if desired. The client (POS/web page/mobile device, etc) can communicate with the PDC, which will in turn control the payment perminal/pin pad and relate the processing instructions to the Cloud9 Payment Gateway. This is the easiest form of integration and it is recommended.
Note: Variations of Payment Device Controller are Payment Mobile Controller (PMC) and Payment Web Controller (PWC), dealing with mobile and web based payment processing functionality respectively.

→ OPTION1: Local Payment Device Controller with Store and Forward Capability


Main Cloud9 Payment Processing Gateway Integration Diagram
The client can communicate with a local Payment Device Controller (PDC) via SOAP, JSON or using the wizard like wrapper, written in C/C++/Java.

→ OPTION2: No Local Software - Direct Cloud Connection to Cloud9 Payment Web Controller (PWC)

Cloud9 PWC Direct Integration Diagram
The client can communicate directly with the cloud Payment Web Controller (PWC) via SOAP, JSON or using the wizard like wrapper, written in C/C++/Java.


Payment Device Controller Setup

Please, see Cloud9 Payment Device Controller Setup

System & Process Diagrams

POS System Diagram

Cloud9DiagramPOSDetail.jpg

Payment Device Control Services


Main Cloud9 Payment Processing Gateway Integration Diagram
The client can communicate directly with the cloud or Payment Device Controller via SOAP, JSON or using the wizard like wrapper, written in C/C++/Java.

Cloud9 Process Diagram

Cloud9ProcessDiagram.jpg

Protocols

The following are the base protocols, used by the Cloud9 to interact between the components:

Initiating End Receiving End Link / Protocol
POS Software Payment Platform Front End HTTPS
Payment Platform Front End MSR / PIN Pad RS232, etc
Management Browser Payment Platform Gateway HTTPS

Message Format

The following is a sample XML message format. While, there are numerous wrappers available for C/C++/C#/Java/HTML programmers, the following will give a general idea of the simplicity of the interface:

Simple Purchase Payment Request & Response

<Request>
  <Type>Purchase</Type>
  <TotalAmount>10.00</TotalAmount>
</Request>
<Response>
  <Result>Queued</Result>
  <TrxToken>1234ABCD</TrxToken>
</Response>

Simple Payment Status Request & Response

<Request>
  <Type>Query</Type>
  <TrxToken>1234ABCD</TrxToken>
</Request>
<Response>
  <Result>Approved</Result>
  <ApprovedAmount>10.00</ApprovedAmount>
  <AccountBalanceAmount>50.00</AccountBalanceAmount>
  <AccountType>Credit</AccountType>
  <AccountAssnCode>VS</AccountAssnCode>
  <AccountNumber>411111XXXXXX1111</AccountNumber>
  <AccountToken>7890XYZ</AccountToken>
</Response>

Integration Options

Please choose the integration scenario below, to dive into more detail: My client is a:

Simple Web Page

Point Of Sale

In this section we will discuss the integration options for developers of Point Of Sale (POS) systems.
There are two main options:

  1. →POS uses a payment terminal/pin pad (DEFAULT/Card Present scenario)
    Proceed to the Cloud9 Payment Device Controller API Guide
  2. POS does NOT use a payment terminal/pin pad (Card Not Present scenario), or you have already integrated a pin pad into your system
    Proceed to the Cloud9 Direct API Guide

Android

This section is under construction. Please contact us directly @ 561-392-9606 x 701 for information on limited Cloud9 release.

iPhone

This section is under construction. Please contact us directly @ 561-392-9606 x 701 for information on limited Cloud9 release.

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From the makers of Cloud9 Payment Processing Gateway and Creditline Credit Card Processing Software